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Help Center / Records & organization

Records & organization

Choose Bills, Subscriptions or As Needed

Where to track scheduled payments, memberships and irregular recurring costs.

Reviewed October 6, 2026

Choose the best fit

Bills are payments you need to track with a due date, such as a utility bill. Subscriptions are recurring services or memberships, such as a streaming service or annual membership. As Needed is for costs you regularly return to without a fixed schedule, such as a haircut.

Choose the register that matches how you manage the cost. These records help you track what needs attention; actual spending belongs in transaction records.

Keep payment details current

Review the due date, amount and payment state before marking a bill paid. A late fee is relevant only when a payment is overdue and a fee actually applies. Add notes for details you want to keep with the record.

An obligation describes what you owe or need to meet. A bill records a specific payment request or occurrence. Avoid recording the same payment twice.

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